Is it useful to have a Platinum bank card?

 Quelle est l'utilité des carte bancaire haut de gamme?



Now, everyone uses their bank card or cards, but not everyone uses the same card, there are several types of accounts based on several criteria.


What are the criteria for choosing an account type.

Your income, for some accounts you need a minimum income to join the bank.
The services offered, depending on the bank and the account chosen, the services offered are different. There can be a concierge service, an airport lounge service ..... 
If you want an insurance or not.




Which card to choose? Which bank to choose?




For international banks, there are American Express, HSBC, ING, .....


  • Banks are different because the annual rates are different and sometimes they can go up to 650 euros per year.
  • There are many different card types and if you want a high-end card, you do not have to choose the famous American express black card because it is also accessible only by invitation.






If you do not need the advantage offered by these cards, I advise you to choose a classic account, there are even free accounts, I advise you to look on bank account comparators to find the account you will like.